Insurance Agents

What the job involves

• Interviewing clients to identify their insurance needs
• Explaining to clients details of insurance and conditions, risk coverage, premiums and benefits
• Assisting clients to determine the type and level of coverage required
• Calculating premiums and establishing method of payment
• Reviewing clients' circumstances to ensure that the level and coverage of insurance is still appropriate
• Settling and monitoring insurance claims to ensure that both client and insurer are satisfied with the outcome
• Recording information about clients and their policies
• Identifying and drawing up lists of potential clients from a variety of sources and contacting them to arrange interviews
• Keeping up-to-date with changes in the insurance industry and informing clients of new developments

Key values of workers in Insurance Agents

• Independence

  Occupations that satisfy this work value allow employees to work on their own and make decisions. Corresponding needs are Creativity, Responsibility and Autonomy.

• Achievement

  Occupations that satisfy this work value are results oriented and allow employees to use their strongest abilities, giving them a feeling of accomplishment. Corresponding needs are Ability Utilization and Achievement.

• Support

  Occupations that satisfy this work value offer supportive management that stands behind employees. Corresponding needs are Company Policies, Supervision: Human Relations and Supervision: Technical.

• Working Conditions

  Occupations that satisfy this work value offer job security and good working conditions. Corresponding needs are Activity, Compensation, Independence, Security, Variety and Working Conditions.

• Recognition

  Occupations that satisfy this work value offer advancement, potential for leadership, and are often considered prestigious. Corresponding needs are Advancement, Authority, Recognition and Social Status.

Top skills required for workers in Insurance Agents

• Active Listening

  Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.

• Speaking

  Talking to others to convey information effectively.

• Critical Thinking

  Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems.

• Writing

  Communicating effectively in writing as appropriate for the needs of the audience.

• Persuasion

  Persuading others to change their minds or behavior.